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The Most Stranger Things-Like Cities in the U.S.
Few shows capture the nostalgia of the 1980s quite like Stranger Things. From arcade lights and mall hangouts to mysterious small-town secrets, the series has become a modern classic built on retro charm and curiosity about the unknown. In celebration of the final season, we wanted to see where that same spirit exists in real [...]
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Life Insurance
How Does Term Life Insurance Work?
Term life insurance is a type of temporary coverage designed to protect your loved ones for a specific period—typically 10, 20, or 30 years. In simple terms, how does term life insurance work? It provides a death benefit if the insured passes away during the policy term, offering financial security when it’s needed most. Once [...]
Life Insurance
Joint Life Insurance Policy: What It Is and How It Works for Couples
A joint life insurance policy is designed to cover two people—most often spouses or long-term partners—under a single contract. Instead of managing two separate policies, couples can simplify their financial protection by combining coverage into one plan that aligns with their shared goals. This type of policy is designed to protect loved ones, dependents, or [...]
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The U.S. States With the Best and Worst Landlords
Renting a home comes with plenty of variables, but one factor can make or break the experience: the landlord. A good one communicates clearly, keeps up with repairs, and makes tenants feel at ease. A bad one can turn everyday living into a source of stress. To better understand how renters across the country view [...]
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Life Settlements
What Is a Viatical Settlement? A Guide for Policyholders Facing Serious Illness
For policyholders facing a serious or terminal illness, managing both medical and financial challenges can feel overwhelming. One option that offers relief is a viatical settlement—a financial arrangement that allows you to sell your life insurance policy to a third-party buyer in exchange for a lump-sum payment. In most cases, this payout is significantly higher [...]
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Life Insurance
Can You Have Multiple Life Insurance Policies? A Guide to Layering Coverage for Your Needs
It’s a question many policyholders ask at some point: Can you have multiple life insurance policies? The short answer is yes — and in many cases, it’s not only possible but also a smart, strategic decision. Holding more than one policy allows you to tailor your coverage to fit different stages of life, financial goals, [...]
Life Insurance
What Are the Tax Consequences of Cashing In a Life Insurance Policy?
Many policyholders are surprised to learn that cashing in a life insurance policy may lead to unexpected tax liability. While a policy’s cash value can be an appealing source of funds, the IRS may treat part of the proceeds as taxable income depending on how the funds are accessed. The tax consequences of cashing in [...]
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Life Insurance
What is the Cash Surrender Value of Life Insurance?
Purchasing a life insurance policy can be a big financial decision. When it comes to protecting your loved ones if you pass away, a life insurance policy is an easy choice to set your family up for anything that could happen. But what if you no longer want your life insurance policy or can’t pay [...]
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The U.S. Cities With the Highest-Rated Tourist Attractions
Some cities are simply better built for visitors. Whether it’s walkable downtowns, scenic views, or standout local landmarks, certain destinations offer more memorable experiences for out-of-towners. And in some cases, the tourist attractions themselves are the reason to go. To find the vacation spots with the highest-rated attractions, we analyzed 10 of the best tourist [...]
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Life Insurance
Can You Sell a Term Life Insurance Policy?
Most people buy term life insurance to ensure their loved ones are financially protected in the event of an unexpected death. But what happens when the original reason for coverage no longer exists, or worse: the premiums become unaffordable? You might wonder if you can sell your term life insurance policy and receive some financial [...]
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